In India, the older population largely counts on pension schemes as their source of constant monthly income post-retirement. In 2026, major changes and clarifications have been made to some of the key pension programs like EPS-95, OPS, and social security pensions. The modifications are very much a factor in the present-day finance setting that many … Read more
Punjab National Bank offers a special 666 Days FD scheme, a unique fixed deposit with exactly 666 days tenure. This option often gives slightly better returns than standard periods, making it appealing for medium-term savers who want safety and decent growth. Right now in January 2026, people are checking this out because PNB’s rates were … Read more
The rate of EPFO interest for the year 2026 is being actively monitored by many Indian salaried individuals as it has a direct bearing on the growth of their retirement savings. The EPFO (Employees’ Provident Fund Organisation) annually credits interest on the PF balances, and it is considered a safe and tax-free way of building … Read more
Many people are searching for PF withdrawal rules in 2026 because big changes came into effect from late 2025. These updates make accessing your money easier in emergencies while protecting your retirement savings better. The EPFO simplified everything in October 2025 by merging old rules into fewer categories. Now, partial withdrawals are quicker, but full … Read more
Many private sector employees and pensioners in India are excited about the latest buzz around EPS-95 (Employees’ Pension Scheme 1995). This scheme, run by EPFO, gives monthly pension after retirement. Right now in January 2026, fresh reports suggest a possible big change: raising the minimum monthly pension from ₹1,000 to ₹5,000 or more. This matters … Read more
LIC Jeevan Labh Schemes remain a favorite among families in India for combining life cover with savings. In January 2026, the current version (Plan No. 736) is active and popular after replacing the older 936 plan (withdrawn in October 2024). This limited premium endowment plan lets you pay for a shorter time while getting protection … Read more
The Employees’ Provident Fund Organisation (EPFO) has announced that it will be changing the method of calculating pensions majorly from 2026. The old method for the Employee Pension Scheme (EPS-95) that considered the last 12-month salary will be replaced by a new one that factors in the average salary of the last 60 months (5 … Read more
When the banking regulators along with the Indian government made this announcement, such a rule was dictated already in 2026. This policy is a hot topic as it will impact directly the account holders’ millions in India. The linking of minimum balance to bank service fees, interest income, and financial discipline overall. Minimum Balance Rule … Read more
A lot of rumors about a DA merger under the 7th Pay Commission are going around among central government employees and pensioners. This subject is getting a lot of attention due to the ending of the 7th Pay Commission on December 31, 2025, and the beginning of the 8th one in 2026. The Dearness Allowance … Read more
The Employees’ Provident Fund Organisation (EPFO) has made fresh announcements related to pension entitlements for the year 2026, thus, lighting the way for millions of retirees. This is a significant update as it will determine the amount of old-age pension that the employees will get, thus, helping them live reasonably in the light of hiked … Read more